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FAQ


Q: WHAT DOES ONE NEED TO APPLY FOR A KALOBA LOAN? A: All you need is any internet-compatible device
  1. Copy of ID/Passport
  2. Proof of Residence
  3. Proof of Income (Latest Payslip and 3 Months Bank Statement)
  4. Provide banking details
  5. With that on your reach, you are 3 steps away from gold.

Q: WHERE CAN I APPLY FOR A LOAN?
A: You can apply for a Kaloba loan anywhere, everywhere as long as you are online! It’s about time you do it like a boss!


Q: HOW MUCH CAN I APPLY FOR
A: We at Kaloba understand that our clients earn different amounts of salaries or wages that is why we have given you the privilege of qualifying to apply for a loan of up to R3000, based on your credit profile and a good payment reputation. If you become a reputable client, this amount can go up to R10 000.


Q: HOW LONG DOES IT TAKE TO GET A LOAN?
A: Besides being known as Kaloba Credit, our clients prefer to call us ‘Speedy Credit’ because we respond to them in less than a day. But be mindful, we operate from 8am till 8pm daily.


Q: HOW LONG AM I GIVEN TO SETTLE MY LOAN?
A: Kaloba Credit understands that times can get very tough during the month that is why we have given you until payday to settle your loan. Our loans are payable within 30 days.


Q: IF I DON’T PAY, WILL THIS HAVE A NEGATIVE IMPACT ON MY CREDIT RATING?
A: Unfortunately, yes. Failing to settle your loan repayment will have a negative impact on your credit rating. We call it ‘’tough love.’’ Don’t worry, we won’t send any goons to come beat you up if that’s what you think. But if you want to keep your name clean, make sure you repay the loan within 30 days.


Q: HOW DO I PAY THE LOAN?
A: A debit order will be loaded onto your account where the repayment will be deducted from, as we said; do it like a boss!


Q: ARE THERE ANY HIDDEN COSTS WHEN TAKING UP A KALOBA LOAN
A: No, no, no! There are no hidden fees with Kaloba Credit, unlike loan sharks who charge a high rate of 50% interests; we have reduced it to a jaw-dropping 30%.


Q: HOW DO I PROVIDE KALOBA CREDIT WITH MY LATEST PROOF OF INCOME?
A: It’s quite simple, once you have sent us your request through our APPLY NOW section, we will then request for the following:

  1. Copy of ID/Passport
  2. Proof of Residence
  3. Proof of Income (Latest Payslip and 3 Months Bank Statement)
  4. Provide banking details


Q: HOW DO I KNOW IF MY LOAN HAS BEEN APPROVED?
A: After submitting your documents, our panel of fast agents will then screen your details to check if you qualify for a loan, then we will contact you and share the good news hopefully.


Q: WHEN CAN I APPLY?
A: Apply now! We are here for you… after all, ‘’Umuntu Ngumuntu Ngabantu.’’ (A person is a person through other people.)



THANK YOU FOR GOING KALOBA!